Protection from Harassment Act, 2010
R 385
National Credit Act, 2005 (Act No. 34 of 2005)RegulationsFree Credit Records Regulations, 20061. Definitions |
SCHEDULE 2
In this Notice-
"consumer credit enquiries" include
| a) | any report containing consumer credit information that is issued by a credit bureaux, and |
| b) | any extraction of information from the record of consumer credit information of a particular consumer; |
| c) | where such a report or extraction is issued or information provided to a person for payment, as envisaged in section 43(1) of the Act; |
but do not include
| i) | an extraction of information for the purpose of doing research relating to the development of a score card for a credit bureaux or any other person; or |
| ii) | an extraction of information for the purpose of providing a report to the National Credit Regulator; |
"the Act" means the National Credit Act, 2005 (Act No. 34 of 2005);
"the Regulations" means the Regulations made in terms of the National Credit Act. 2005 (Act No. 34 of 2005);
"total principal debt" means total principal debt owed to that credit provider under all outstanding credit agreements, other than incidental credit agreements, as per section 40(1)(b) of the Act.
