Acts Online
GT Shield

National Credit Act, 2005 (Act No. 34 of 2005)


National Credit Regulations, 2006

Chapter 4 : Consumer Credit Agreements

Part B : Form of credit agreements

32. Unlawful provisions of a credit agreement


The following common law rights or remedies that are available to a consumer may not be waived in a credit agreement:

(a) Exceptio errore calculi;
(b) Exceptio non numerate pecuniae;
(c) Exceptio non causa debiti