Public Service Commission Act, 1997
R 385
Banks Act, 1990 (Act No. 94 of 1990)RegulationsRegulations relating to BanksChapter II : Financial, Risk-based and other related Returns and Instructions, Directives and Interpretations relating to the completion thereof24. Credit risk: quarterly returnDirective and interpretations for completion of the quarterly return concerning credit risk (Form BA 210)Subregulation (10)Columns relating to credit risk classification and impairment: standardised approach, items 43 to 63 |
Columns relating to credit risk classification and impairment: standardised approach, items 43 to 63
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Column number |
Description |
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1, 4, 7 and 10 |
Gross exposure |
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Based on the specified asset classes, these columns shall reflect the aggregate amount in respect of the reporting bank's gross credit exposure. |
|
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2, 5, 8 and 11 |
Collateral |
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Based on the specified asset classes and the relevant requirements specified in subregulation (4), these columns shall reflect the aggregate amount in respect of collateral obtained by the reporting bank in respect of the bank's gross credit exposure. |
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3, 6, 9 and 12 |
Specific credit impairment |
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Based on the specified asset classes, these columns shall reflect the aggregate amount in respect of specific credit impairment raised by the reporting bank in accordance with financial reporting standards issued from time to time. |
